𝐉𝐮𝐥𝐢𝐚𝐧 𝐒𝐚𝐲𝐬: 𝐈𝐭’𝐬 𝐓𝐢𝐦𝐞 𝐓𝐨 𝐌𝐨𝐯𝐞 𝐎𝐧

Let’s be real: parting with a mortgage rate under 3% (will probably never happen) is tough. It’s one of the main reasons many New Yorkers have put off moving. But here’s the thing—what good is a low rate if your current apartment no longer fits your life?

Whether it’s too small, too far from family, or just doesn’t work anymore, those everyday realities are pushing more apartment owners to finally make a move—even with today’s higher rates.

What’s Changing for NYC Sellers?

National data shows more homeowners are trading in those ultra-low rates and accepting new ones above 6%. And why? It’s not just about numbers. A recent Realtor.com survey found that 79% of people considering selling are doing so out of necessity—not because of the market, but because of life.

Here in NYC, that couldn’t be more relatable.

The Top Reasons NYC Apartment Owners Are Moving in 2025

Here’s what I’m hearing from real New Yorkers:

• You Need More Space: A new baby. Working from home. Elderly parents moving in. That one-bedroom you loved at 28 just isn’t cutting it anymore.

• You Need Less Space: Maybe the kids are grown and you’re craving simplicity—less clutter, less maintenance, and lower expenses.

• You Want To Be Closer to Family: Brooklyn to Queens may not sound far on a map, but an hour on the train feels like a world away when you’re trying to see your grandkids or check on your parents.

• Your Relationship Status Changed: Whether it’s moving in together or starting over, sometimes a fresh apartment is part of turning a new page.

• You Got a New Job (Or a New Life Chapter): Whether it’s a new role in Manhattan or a remote-friendly setup that makes a move to the suburbs tempting, your address should fit your career and lifestyle—not the other way around.

What About the Mortgage Rates?

Yes, rates are still hovering above what we’d like—but waiting for them to drop all the way back to 3% might keep you stuck in a space that just doesn’t serve you anymore.

And let’s be honest: how long have you already been waiting? According to Realtor.com, nearly 2 in 3 potential sellers have been thinking about moving for over a year.

So Let Me Ask You:

Is your apartment still working for your life—or just working against it?

Because if you’ve been pressing pause on the move you know you need to make, it might be time to stop waiting and start planning.

Bottom Line:

Your current apartment may have made sense when you bought it, but what about now? Life has changed. Your needs have changed. And that’s okay.

The good news? You don’t have to figure it out alone.

Let’s talk about your next move. Whether you're upsizing, downsizing, or relocating altogether—I’ll help you navigate your options and make a move that works for you.

Because in New York real estate, Who You Work With Matters!
If you're looking for an agent you can trust—contact me today.